Current location - Trademark Inquiry Complete Network - Overdue credit card - What does ICBC’s card replacement fee mean?
What does ICBC’s card replacement fee mean?

It is the cost of ICBC Debit Card, which is equivalent to applying for a new card. It is usually 5 yuan/card. If you do not change the card in the future, it will not be charged again. The regulations in each region are slightly different. Please refer to the actual charges at the business outlet.

If the bank card needs to be replaced due to personal use, the bank will generally charge a replacement fee of 10 yuan; if the bank card expires and needs to be replaced, the bank will also charge a 10 yuan replacement fee. If the bank needs to replace the chip in order to improve the security of the bank card, the first replacement will be free of charge, and a 10 yuan cost fee will be charged thereafter.

The card opening and replacement fees for bank cards include two levels of meaning, the card opening fee and the card replacement fee. The production fee for a bank card is 5 yuan/card. You will be charged a bank card production fee when you open or change a card. The 9.75 yuan deducted is the bank card annual fee. The bank's annual fee should be 10 yuan/year, because the poster's card may not have 10 yuan in the card when the annual fee is charged, and 0.25 yuan was deducted at that time. When you deposit When paying in cash, the system will deduct the 9.75 yuan annual fee owed last time.

Extended information:

The main business of banks is deposits and loans. Bank deposits and loans are the main functions. People like to deposit money in banks. Not only do they get a certain amount of interest, but they are also safer. High, bank loans are also one of the main sources of income. Through bank loans, you can solve your urgent financial needs and you can also enjoy lower loan interest rates.

The card opening fee, also known as the account opening fee, generally refers to the fee charged by the bank when opening a savings card (debit card). A one-time fee of RMB 5 will be deducted together with the annual fee. The difference is that the annual fee is withheld once a year, and the cost of production is withheld once a year. All major commercial banks have this fee. It should be pointed out in particular that China UnionPay is currently vigorously promoting the second generation of bank cards, namely financial IC cards. The production cost of this type of card is high, and its card opening fee generally ranges from 20 to 50 yuan.

Reference material: Baidu Encyclopedia - Card opening fee