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What happens if I don't go to the bank to activate my credit card?
It will have an impact.

The so-called activation means that the bank has fully agreed to use this card, but it is up to you to confirm whether it is activated or not. Therefore, when it is not activated, it means that you have not announced that you want to use this card. According to the agreement, of course, this card is not a normal card and cannot be used, and all kinds of businesses including deposits cannot be handled.

If the savings card of China Merchants Bank is handled in batches by the company, the salary or transfer account can be collected normally before it is activated, and it cannot be withdrawn and inquired for the time being. If you don't want to use it for a while, you don't need to activate it. When you need to use it, I will bring the original China Merchants Bank Card and valid account opening certificate to any China Merchants Bank outlet for activation.

If you need a deposit, you can activate the card, and it is best to go to the bank outlet for activation.

Savings card is a kind of financial transaction card handled by the cardholder in the bank, which belongs to a kind of debit card. The function of savings card is to facilitate the cardholder to save money, and it also has the functions of credit card consumption, ATM withdrawal, transfer and various payments. Savings cards are divided into magnetic stripe type and chip type. No matter what kind of savings card, when the savings balance is zero, the payment function of the savings card is also reduced to zero.

Documents required to apply for a savings card: just hold my ID card or other valid documents, such as household registration book, passport, official (police) card, etc. Processing flow:

1. Be sure to bring your ID card, because you need to deposit some money in the card for the first time, generally the minimum is about 10 yuan, and the cost of handling the card is about 10 yuan, so bring your ID card and 20 yuan (or above) cash and go to the local business outlets to handle it.

2. After entering, you will see the lobby manager. Generally, the lobby manager will ask what business needs to be handled. As long as you tell him that you need to apply for a bank card, the lobby manager will take out the corresponding form to fill it out.

Generally speaking, larger shops will have numbering machines. After numbering, people don't have to wait in line. Just wait for the counter to call the number. Go to the number machine, click on the new card business that needs to be handled, and take out the note. zhidao will show your queue position and how many people are waiting in front.

Call the number at the counter, and give the completed form and ID card to the bank teller at the counter. When you apply for a credit card, you need to sign your name and enter your password. The password is six digits. Remember when you set it up. This is the password for future withdrawals.

You will get a bank card after all the formalities are completed. If you apply for online banking at the same time, you will also get a secret card or U shield. Take these things and your ID card and go.