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The China Merchants Bank credit card was overdue eight times and was finally stopped. Can I still apply for a credit card now?

You can apply for a credit card.

Details:

1. The China Merchants Bank credit card was overdue for 8 times and was finally stopped for use, but it did not explain that it was stopped because it was overdue for 8 times. You need to know the reasons for stopping the use of the credit card. Specific reasons.

2. Although the credit card was stopped by the bank on September 9, 2009, the credit card was paid off in full on September 15, which shows that there is still proactive repayment behavior.

3. According to the general credit card application standards, repayment record is one of the important reference factors. Paying off the debt and having a good repayment record will help the success of the credit card application.

4. If you have been stopped from using your credit card due to eight overdue payments, and you have a good repayment record afterwards, you can generally reapply for a credit card.

Summary:

According to the given information, if you pay after 8 overdue payments and have a good repayment record, the success rate of applying for a credit card is there.

Extended information:

Although the repayment record is one of the important reference factors for credit card applications, banks will also consider other personal credit conditions, such as personal income, when reviewing applications situation, other liabilities, etc. In addition, different banks have different review standards for credit card applications. Therefore, before applying for a credit card specifically, it is recommended to consult relevant staff at China Merchants Bank or other banks to understand their detailed requirements and specific application procedures to increase the chance of a successful application.

Note: The above answers are only based on the description given. If there is other information not mentioned, please consult China Merchants Bank or other financial institutions for more accurate answers.