First, reduce the total debt ratio. You can pay off the arrears before issuing the account, so that the account will not be empty. If you pay off all the debts and the bill is zero, the debt ratio will be reduced.
Second, increase consumption in a timely manner. Pay the full amount three days before the checkout, and then brush the bill five or six times within three days, with at least three meals and entertainment.
Third, improve the utilization rate of "original 1.25 rate" quality merchants. That is, the commercial consumption of hotels, jewelry, baths, hotels and other places of catering and entertainment.
Fourth, save money and swipe your card. If you don't need to deposit the money in the credit card and then swipe it out, the amount is not enough, which will further stimulate consumption.
Verb (abbreviation for verb) is consumed abroad.