1. Within 7-15 days of overdue, the bank will send a short message to remind you to make a short message collection.

2. If it is overdue for more than 3 days, the bank will make a phone call for collection.

3. when the overdue period exceeds 9 days, the bank will send business personnel to collect the money at home.

4. If the time is longer, the bank will prosecute and let the court enforce it.