What is the credit limit of China Guangfa Bank?

Hello, Guangfa Bank’s credit cards include New Smart Credit Card, Mannings Credit Card, and True Love Credit Card, each of which is divided into regular cards, gold cards, etc. , the credit limit varies

New Smart Credit Card

(1) Regular card credit limit: 2,000-10,000 yuan;

(2) Gold card credit limit: 10,000-50,000 yuan.

Generally, Guangfa Bank makes judgments based on the submitted application information and personal credit status, and the information will directly determine the approved credit card limit;

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Hello, please introduce Wanning Credit Card

(1) Regular card limit: 3000-10000, for those with an annual income of more than 20,000 and less than 80,000, with a stable residence, People with stable income;

(2) Gold card limit: 10,000-50,000, generally targeted at people with an annual income of more than 80,000 yuan;

(3) Platinum card limit: 50,000 yuan-500,000 The amount can be increased to a certain amount by providing valid proof of car ownership, real estate, etc.

True Love Credit Card

(1) Regular card limit is 3,000-8,000 yuan;

(2) Gold card limit is between 8,000-50,000 yuan, specific approved card limit The bank will conduct comprehensive review and approval based on the application materials submitted by the applicant.

For more information about the credit limit of Guangfa Bank, go to: View more content

What is the credit limit of Guangfa Bank Smart Credit Card?

What is the limit of Guangfa Bank Credit Card? The limit is generally between 3,000-10,000 yuan, and the limit of Guangfa Gold Card is 11,000-50,000 yuan.

The cash withdrawal limit of Guangfa Bank’s credit card can reach up to 100 of the actual limit.

The installment payment limit of Guangfa Bank's credit card will occupy the credit card limit. For example, if your Guangfa Bank credit card limit is 10,000, and you apply for an installment of 5,000, the limit will be frozen and cannot be used. The credit card limit is still 5,000 yuan. If you repay one installment, the credit limit will be released for one installment. After the installment is paid off, the credit card limit will be restored to 10,000 yuan.

I would like to ask what is the minimum limit of Guangfa Credit Card?

For Guangfa Credit Card, the bank that applies for the credit card will approve it based on the information you provide. The limit for ordinary cards is 3,000-10,000, based on annual income. Those with a stable residence and stable income are those with an annual income of more than 20,000 and less than 80,000; the gold card has a limit of 10,000-50,000 for people with an annual income of more than 80,000; there is also a platinum card with a higher limit. But generally the credit cards that are processed are probably more than 5,000. The overdraft limit is 50% of the limit, and the daily interest is 50%. It is recommended that you do not overdraft and go to shopping malls for shopping, entertainment, and consumption. This is free of procedures and interest.

The specific limit of the card you apply for is mainly determined by your property status, including high financial resources, such as cars, real estate, cash passbooks, and companies, so the limit will not be very low.

The lowest price is generally around 2,000