The late payment fee is only charged once, that is, after the repayment date. It is 5/%, but there is still interest, starting from the day of consumption. It's two things, daily calculation and interest rolling.

The most important thing is that after two late fees, the credit will be bad and the loan is basically hopeless. If there is no money, you can repay 65438+ 00% of the minimum repayment amount.

Credit Card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.

Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.