The Agricultural Bank of China Diamond Card is a bank card product specially provided by the Agricultural Bank of China for high-end customers. It aims to use the card as a medium to provide customers with a variety of considerate and distinguished services such as financial management, business, life, and entertainment. The Agricultural Bank of China Diamond Card There is no annual fee for the card.
The Agricultural Bank of China Diamond Card is the identity symbol of Agricultural Bank of China VIP customers. It not only has basic financial functions such as depositing and withdrawing cash, transfer settlement, consumption inquiry, collection and payment, account management, investment and financial management, etc., customers can also use it to Enjoy corresponding discounts, value-added and exclusive services.
Conditions for applying for the Agricultural Bank of China Diamond Card: If the customer is already a customer of the Agricultural Bank of China, the bank’s average daily financial assets in the first 12 months must reach more than RMB 5 million (inclusive) when applying for the card; if the customer is New customers of Agricultural Bank of China must meet the monthly average financial assets or purchase of investment financial products of more than RMB 5 million (inclusive) when applying for a card (specifically, the standards announced by the local branch shall prevail).
Golden Harvest Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.
Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.
Usage:
Jinsui Credit Card adheres to the principle of "cooperation, communication, innovation, and win-win" and focuses on brand cooperation, customer benefits, channel cooperation, and service network It has formed a multi-level and multi-angle cooperation system with all sectors of society in terms of brand building, brand sharing and product research and development cooperation to create a perfect life experience for cardholders and deliver superior life value.
Function introduction:
Huinong Credit Card is a loan launched by the Agricultural Bank of China on January 6, 2009, specially tailored for high-end customers in counties and rural areas with good credit concepts. An all-in-one special product, it is one of the Agricultural Bank of China’s Golden Harvest Card series. Huinong Credit Card can not only be used as a tool for your payment settlement, savings and financial management, but also can be credited by our bank to meet your short-term and frequent capital turnover needs, and provides a number of personalized auxiliary functions to comprehensively serve your production and life.
1. Integrated lending and borrowing, instant credit usage
Huinong Credit Card has a powerful integrated lending and borrowing function. You can open current and multiple fixed-term sub-accounts, and use your own Deposit the funds to obtain deposit interest; and, without going through other procedures after receiving the card, you can directly overdraft and use credit immediately within the credit limit approved by our bank, and flexibly arrange your own production and operation funds and manage family property.
2. Revolving overdraft, fast turnover
Within the credit limit approved by our bank, you can borrow and repay at any time according to your own financial situation, and the interest is calculated based on the actual number of days of use. After repayment, the credit limit will be restored immediately and can be used again, realizing rapid turnover of funds, maximizing savings on capital use costs and realizing asset appreciation.
3. Withdraw cash in full, easy to use
You can not only consume overdrafts, but also withdraw cash overdrafts and transfer overdrafts. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 100 of the credit limit, which can meet your fund needs for different purposes to the greatest extent.
4. High credit, flexible guarantee
You can obtain credit from Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the credit limit can be up to 300,000 yuan.
5. Integrate fixed-term and active-duty transactions into one, easy management
You can open a RMB current account and multiple RMB fixed-term sub-accounts at the same time under the Huinong Credit Card, without the need for other cards or deposit receipts. Easily manage your current deposits and time deposits with one card in hand.