1. If the credit card expires, you can choose to repay it in installments with the minimum repayment amount.

2. Banks like cardholders to repay by installments, because the installment of bills can not only ease the repayment pressure in a short time, but also provide loans, and there are still many installment fees. Appropriate installment of bills will help to increase the amount.

3. If it is really not possible, you can apply for the minimum repayment amount, which can alleviate the current repayment pressure to a certain extent, but the interest on the minimum repayment amount is very high.