1. The information is not standard or unqualified. If this is the reason, it is necessary for the landlord to re-prepare the relevant information and make it up as required. Don't cut corners.
2. The application interval is too short. Generally speaking, it is better to have an interval of more than three months between two applications.
3. Bad credit and suspicion of cashing out are the reasons for the credit information system, but the landlord is only 20 years old, which should not be the reason.
The landlord can go directly to the bank and explain the specific situation to the staff, saying that you have a legitimate and formal job. If not, apply for another bank. I hope my answer can help the landlord!