The due payment date is the 4th, and the corresponding billing date is the 15th of each month

It depends on the billing date and the repayment date. Generally speaking, the repayment date is after the billing date. It takes about 20 days. It is recommended to bring your credit card to the bank counter and ask the staff to know the repayment date.

The billing date is the 4th, if your repayment date is the 25th.

Then the consumption from October 4th to November 3rd will be included in the bill on November 4th,

Then you need to repay in full before November 25th to enjoy interest-free Expected treatment.

So, you need to figure out when your repayment date is.

For credit card repayment, you must first bind your debit card, and then deposit the corresponding amount into the debit card before the repayment date.

The specific credit card repayment methods and deadlines after binding the debit card are as follows:

If you pay it off in full, no fees will be incurred;

The credit card is still being repaid. There is generally a three-day grace period after the payment date, and repayment within the grace period is deemed to be repayment on time;

If you pay the minimum repayment amount, daily interest needs to be calculated, starting from the date of consumption;

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If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue, and interest will be calculated from the accounting date, and 5% of the unpaid portion of the minimum repayment amount will also be charged. Late payment fees are charged on a monthly basis;

The specific daily interest rates may vary for various credit cards.

Debit card binding can be done through the official credit card website. The specific operations are as follows:

Open the official website of the bank credit card and select personal online banking to log in;

After successfully logging into personal online banking, select Credit Card in the main menu. When the bank card is not bound to the credit card, the option to add a new account will appear at the bottom of the page;

Fill in the credit card details carefully Information;

After completion, you can bind credit cards and bank cards.

The repayment date is the 18th day after the CITIC Credit Card statement date, the statement date is the 4th, and the repayment date is the 22nd.

Credit card repayment methods:

1. Repayment at bank branches.

Repayment at bank branches is the most traditional repayment method for credit cards. With the development of the information age, this repayment method has gradually been left out. However, repayment at bank branches is not limited to repayment at the business hall. Many banks now have credit card repayment functions on ATM machines, which is relatively convenient to use.

2. Bind debit card for automatic repayment.

Binding a debit card to automatically withdraw the repayment amount from the debit card on the repayment date is currently a popular repayment method. The automatic repayment methods are divided into full repayment and minimum repayment. There are two repayment methods, and cardholders can choose according to their own needs.

3. Mobile banking repayment.

Mobile finance is already a very popular term right now. With the increasingly perfect functions of mobile banking, mobile payment has become a favorite payment method for many consumers. Credit card holders can also log in to mobile banking to make credit card repayments on the repayment date. Moreover, currently, during the promotion period of mobile banking, most mobile banking transfers do not charge handling fees.

4. Online banking repayment.

I believe that online banking is familiar to young people. For online banking transfers, cardholders only need to log in to the computer, open the web page, enter the card number and password to complete credit card repayment. Intra-city transfers are free, but inter-bank transfers or cross-regional transfers will be charged a handling fee of 2‰ or a single transaction fee ranging from 2.5 yuan, 5.5 yuan, or 10.5 yuan depending on the transfer amount.

5. Repayment through third-party payment platform.

A variety of third-party payment platforms such as Alipay, Kuaiqian, and Tenpay have a very high usage rate among consumers. Depending on the method chosen or the bank, the cardholder will enjoy the repayment service for free or for a fee.