Yes.

You can deposit money, but you can only use the card to make purchases after depositing, and there is no interest on the deposit. Withdrawal is regarded as a credit card cash advance, and a handling fee is charged but no interest is charged (provided that the withdrawal limit is more than the credit card deposit) within the limit), and according to the regulations of the People's Bank of China, credit cards (debit cards) can only withdraw 2,000 yuan or the equivalent in RMB and foreign currency per day.

Extended information:

After recharging a credit card, there may be an "over-deposit" on the credit card, which is equal to the total deposit amount minus the amount owed in the bill that has been issued. Most card-issuing banks will treat cardholders' withdrawals from their own deposits as overdrafts and charge a certain fee.

Most banks charge handling fees ranging from 0.3% to 3% for withdrawing excess deposits, and the minimum charging standards also range from a minimum of 1 yuan or 2 yuan to 10 yuan or 30 yuan. Currently, only Guangfa Bank credit cards offer free withdrawal of excess deposits.

For example: Mr. A deposits 5,000 yuan into his credit card and his outstanding bill balance is 2,600 yuan. Then the system will automatically repay the credit card debt first, and the remaining 2,400 yuan will remain in Mr. A’s account. It becomes an "overflow deposit". It can be seen that even if you deposit money into a credit card before the final repayment date, there will not be as much "excess deposit" as you deposit.

In the above example, if Mr. A wants to withdraw his 5,000 yuan deposit, the 2,600 yuan that has been used to repay the debt will be treated as an overdraft withdrawal, and he will also need to pay 50,000 yuan of interest per day.