Yes. Bank credit cards have minimum repayment limits. In other words, the minimum amount a user can repay. Every bank has a minimum repayment amount, usually around 10% of the bill. Minimum payments can reduce stress without causing any credit blemishes. If unable to pay the full amount owed, the user may pay only the minimum amount.

Can I pay off my credit card in advance after installment?

You can pay in advance, but you must contact the bank customer service in advance and explain the specific situation, otherwise the remaining balance of the installment will not be able to be billed and occupy the credit card balance. Generally speaking, for early repayment of credit card bills, the remaining principal should be paid in one lump sum. The handling fee for each installment that has been recorded is not refundable, and the remaining handling fee still needs to be charged.