The ICBC Borderless Digital Platinum Card can be bound to QuickPass, Alipay or WeChat. This credit card is an innovative digital credit card product jointly launched by ICBC and China UnionPay and has no physical media. , is a brand of China UnionPay, the currency is RMB, and you can enjoy all the benefits of China UnionPay Platinum Card level and the rights of UnionPay Unbounded Platform. The ICBC Borderless Digital Platinum Card can be directly accessed through the ICBC e-Life APP, scroll to the bottom to enter the "Digital Card Area" or directly search for "Digital Card". The prerequisite for application is that you have an ICBC debit card account. Different users receive different credit limits when applying.

ICBC Borderless Digital Platinum Card includes benefits such as supermarket digital gift certificates, APP membership benefits, account security insurance, 1 yuan airport parking, 1% cross-border cash back, 3x points, and two-for-one buffet , 30% off cash installment, etc. However, there are time limits on the use of some permissions. You can call the bank to consult.

This credit card must be returned on time after use, and it cannot be overdue, because penalty interest will accrue after the expiration date, and the longer the time, the more the penalty interest will be. If you cannot repay on time, you can use installment repayment or the minimum repayment amount, which can reduce the monthly repayment amount and avoid overdue payments. It is worth mentioning that overdue payments will lead to poor personal credit.

(Mobile phone Huawei v50 Hongmeng 2.0.0 ICBC e Life 10.2.3)

: The conditions that need to be met to apply for ICBC’s unbounded principal digital card mainly include the following points:

1. Be over 18 years old and have full capacity for civil conduct;

2. Work unit or fixed residence is where the card issuer is located;

3. Stable income And it is above the local average and has the ability to repay on time;

4. The personal credit is good and there are no bad records in the credit report.

5. Other supporting documents: (please provide as much as possible to help improve your credit limit) academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, ICBC time deposit certificates Photocopies, any original receipts for telephone, water, electricity and gas bills in the last three months in your current place of residence, other bank and credit card supporting documents (originals of the last three statements), etc.

Eligible customers only need to log in to the ICBC E Life APP and enter the digital card area to handle the process online (ICBC Unbounded Platinum Digital Card does not have physical media).

(Mobile Huawei v50 Hongmeng 2.0.0 ICBC eLife 10.2.3)