A credit card is a credit certificate issued by a bank to eligible consumers. The bank will give credit card holders a certain credit limit. Within the credit line, the cardholder can go to a special commercial service department for consumption, and the cardholder only needs to complete the repayment at a fixed time. Credit card brings convenience to people's consumption, but it is a burden to those who have no self-control. Many people want to return their credit cards after they have finished processing them, so how can they return them? Let's get to know each other.

How to return the credit card?

The so-called credit card withdrawal refers to the cancellation of credit cards. There are two main ways to cancel credit cards: telephone cancellation and bank counter cancellation.

1 Telephone cancellation: the cardholder needs to call the bank credit card customer service center to apply for cancellation of the credit card, and the customer service can cancel the credit card after accepting it;

2. Cancellation at the bank counter: Cancel the credit card at the counter of the bank's business outlets with your personal ID card and credit card.

It should be noted that before canceling the credit card, you must ensure that there are no outstanding bills and excessive overpayments, otherwise the credit card cancellation will fail. In addition, there is a waiting period of 45 days after the credit card application is cancelled, during which no new bill can be generated. A safer way to deal with the cancellation of a credit card is to cut the card, which can prevent personal information from being stolen.

The above is the introduction of credit card refund, I hope it will be helpful.