One of the most effective methods: submit proof of property.
For large credit cards, the choice of bank credit cards is irrelevant. What matters is whether your real estate license meets the regulations of this bank.
Generally speaking, real estate license includes: real estate, automobile production, wealth management products, etc. Personal name.
Take Minsheng Bank as an example, its large credit cards are divided into diamond cards (with a quota of 200,000), luxury platinum cards (80,000) and standard platinum cards (40,000).
If personal property is provided, the required conditions are: standard platinum card requires the property value to be more than 800,000 yuan, luxury platinum card requires 6,543.8+0.6 million yuan, and diamond card requires more than 3.2 million yuan.
However, the bank does not accept the vehicle ownership certificate.
Guangfa Bank, China Merchants Bank, etc. Accept the relevant certificates of automobile production.
The second most effective method: using cards to handle cards.
It is an effective way to handle large credit cards with cards. Take Minsheng Bank as an example, there is no need to provide any additional proof of assets: the applicant is required to use the credit card for more than half a year, and the credit limit of the card is at least 40,000. The processing conditions are: the original card limit is more than 40,000, and the standard platinum card, luxury platinum card is more than 80,000, and the diamond card 15000 is more than that.
To apply for a large credit card, according to the standards of the bank scoring system, share some conditions, have a good credit record, have a superior career, have a stable income and a high deposit.
If the recommendation card can't be made, you can only spend money to find someone.
Do ka, get cash, and you can find me.
What do I need to apply for a credit card of Agricultural Bank of China? Need an ID card, a bank certificate, at least 6 months, and old-age insurance. If I have these, I can definitely apply. Please adopt them. Thank you.
20 16 What are the requirements for applying for a credit card of Agricultural Bank of China? The conditions for handling ABC credit cards are as follows: Any individual with full capacity for civil conduct and legitimate income can apply to China Agricultural Bank (hereinafter referred to as the issuing bank) for a personal card master card with his valid identity document, or apply for a supplementary card for others. The validity period of the supplementary card is the same as that of the main card. The cardholder of the main card has the right to request cancellation or stop payment of its supplementary card, and all transaction funds of the supplementary card are included in the main card account.
Units that open basic deposit account in financial institutions in People's Republic of China (PRC) (China) may apply to the issuing bank for a business card with an account opening permit issued by the People's Bank of China. The unit applying for the integrated foreign currency card must also be able to legally control foreign exchange. The qualification of corporate card holders shall be designated and revoked in writing by the legal representative of the applicant or his entrusted agent. All transactions on the company card are charged to the company account.
China Agricultural Bank Credit Card Processing Required Materials
1. Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).
3. Auxiliary materials for credit card application of Agricultural Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and copies of time deposit certificates with the amount of more than 65,438+00,000 yuan opened in Agricultural Bank, etc.
What are the requirements for applying for a 50,000 credit card? Identity card, real estate license, car, deposit, proof of work income, etc. The more, the better.
What do I need to apply for a 50,000 yuan credit card? If you want to apply for a large CMB credit card or a card with a gold card or above, it is recommended to provide more financial information. It can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of a real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. Mainly a copy of your certificate of deposit, real estate license and driving license of high-end private car. If you can provide relatively complete financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Where there are clear provisions in the local branch, the provisions of the local branch shall prevail, and the credit card verification shall be subject to the final audit results.
What are the requirements for the 50,000 credit card limit of Bank of Communications? What are the requirements for handling high-value credit cards above 50,000? Nowadays, many small credit cards can no longer meet the needs of the majority of cardholders, and many cardholders turn to apply for large credit cards. Let me briefly introduce the application conditions for large credit cards.
If you don't have a house, a car or even proof of income, it is difficult to apply for a credit card with a quota of 50,000, so the majority of card friends should not believe the rumors that you can unconditionally apply for a large credit card. I suggest that if you want to apply for a large credit card with a quota of more than 50 thousand, you must have relevant certificates.
Generally, the conditions for applying for a large credit card are as follows:
1, a natural person with full capacity for civil conduct and repayment ability.
2. The age is between 18 and 65 years old.
Other conditions for handling large credit cards:
1. Whether it is a local account (the score of local account is higher than that of foreign account);
2. Whether there is a house (a house is higher than no house, and living by yourself is higher than living with parents);
3. Whether there is a fixed telephone in this city (having a fixed telephone in this city indicates that your residence is stable and will increase the bank's credit evaluation score for you);
4. Whether or not to get married (the score of married is higher than that of unmarried);
5. Education (the higher the education, the higher the score);
6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies all scored relatively high);
7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).
Due to the high overdraft limit, large credit cards have become a way for some small business owners and individual industrial and commercial households to turn over capital or even cash out. Therefore, commercial banks are also very strict in examining applicants for this business.
I remind you that it is absolutely impossible to apply for a large credit card unconditionally. The final overdraft limit of a credit card applicant mainly depends on the comprehensive evaluation of the applicant's industry characteristics, income and personal assets by the issuing bank.
What are the conditions for ABC's credit card withdrawal? Temporary limit can be applied through 4006695599 credit card customer service manual, self-service voice, WeChat bank, online bank, pocket bank and ABC counter; The permanent quota can be handled manually through the customer service and counter of Agricultural Bank of China.
What are the requirements for applying for a 50,000 yuan credit card? If you want to apply for a credit card of China Merchants Bank, if you want to apply for a credit card with a large amount or a card with a gold card or above, it is recommended to provide more financial information. It can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of a real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. Mainly a copy of your certificate of deposit, real estate license and driving license of high-end private car. If you can provide relatively complete financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Where there are clear provisions in the local branch, the provisions of the local branch shall prevail, and the credit card verification shall be subject to the final audit results.
What are the requirements for China Agricultural Bank to apply for a credit card gold card?
China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income, and have a good credit standing can apply for a credit card with their valid identity documents.
The materials to be provided are as follows:
1. required information: identification documents.
(1), domestic person: a copy of the applicant's ID card or military officer's card;
(2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports.
2. Other supporting documents (please provide as much as possible to help improve your credit limit).
(1), work certificate
Copy of work permit or work identity card (work permit), original business card and original work certificate stamped with the official seal of the unit.
(2) proof of income
The salary record issued by the bank in the last three months (copy of the salary card statement) or the copy of the personal income tax withholding certificate issued by the unit or the original income certificate.
(3) Copies of education certificate, professional title certificate, professional qualification certificate, self-owned real estate license, self-owned car driving license, time deposit certificate and other materials, as well as the original documents of telephone, water, electricity and gas charges in the last three months of the current residence, and credit card certification documents of other banks (original statements of the last three periods) and other materials.
Hello! What are the requirements for handling ABC credit cards? Conditions for handling credit cards of Agricultural Bank of China
1
Anyone who has full capacity for civil conduct and legitimate income can apply for a personal card master card from Agricultural Bank of China (hereinafter referred to as the issuing bank) with his/her valid identity document.
Master card applicants can also apply for supplementary cards for children whose parents, siblings, spouses or relatives have reached the age of 16, and the validity period of the supplementary cards is the same as that of the master card. The cardholder of the main card has the right to request cancellation or stop payment of its supplementary card, and all transaction funds of the supplementary card are included in the main card account.
2, China Agricultural Bank credit card processing conditions need to provide information.
A. Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
B proof of work income: proof of salary and copy of social security (paid for more than half a year).
C. Auxiliary materials for credit card application of Agricultural Bank of China: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original certificate of telephone number, water and electricity expenses of current residence in the last three months, etc. It was opened at the Agricultural Bank.