Why is my Pudong Credit Card only divided into 12 installments?

System problems. The reason why Pudong Credit Card only has 12 issues is due to system problems. Pudong Credit Card can have 24 issues, but only 12 issues have been approved. Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys a variety of benefits and can also apply for photo cards for free.

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Number of credit report inquiries: 14 credit card approval inquiries within 4 months. Two of them were approved. Can I apply for a credit card now and be approved?