1, directly collected;

2. Agreement disposal;

3. Borrowing the new and returning the old;

4. Realization of security interests;

5. Court proceedings;

6. Transfer of non-performing assets;

7. Pre-tax deduction of loan losses.

4. Realization of security interests;

5. Court proceedings;

6. Transfer of non-performing assets;

7. Pre-tax deduction of loan losses.

Credit card overdraft is overdue. For personal influence, the most important thing is the credit record. Today, with the improvement of China's legal system, credit reporting affects all aspects of people's lives, and even high-speed rail and other travel tools cannot be used normally. Under some special circumstances, banks may not include cardholders in the "blacklist" of credit information, but for some people who are maliciously overdue, banks will also take corresponding measures to remind cardholders to repay. When it comes to the legal red line, cardholders even have.