How to apply for a credit card from Zhima Fen. Introduction to the method of applying for a credit card from Zhima Fen. 1. First log in to Alipay and enter "Zhima Credit" on the "My" interface of Alipay.

2. Check your credit score on the Sesame Credit interface, and click "Credit Card" to enter the credit card application page.

3. Select a credit card and click Apply, or click Apply Now.

4. Fill in the basic information, and click "Next" after completing the filling;

5. Fill in the work information, and click "Next" after completing the filling;

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6. Fill in the contact information. After completing the filling, click "Next" and the application operation is completed.

Conditions for applying for a credit card through Sesame Credit

If you want to apply for a credit card through Sesame Credit, your Sesame Credit score must reach at least 600 points, and Alipay has been stably bound to the credit card. If there is a bound Credit cards from other banks must be repaid on time. If you meet the above conditions, your credit card application will be approved in basically 20 minutes to a day. If the above conditions are not met, the review may be slower, about 15 days. The credit card will be sent to you about 2 days after it is approved.

The process of applying for a credit card online through Zhima Credit Score: Open Alipay and click to enter Zhima Credit; you can view your credit index and click to enter the credit life in the lower right corner; find Zhima Online Card Application and click to enter the quick application A new card experience; after entering the interface, click Apply Now to enter the process, and you can apply according to the card application process.

Note: If Zhima Credit Score is below 600 points, you should consider improving Zhima Credit Score at this time. Zhima Credit Score is evaluated from 5 dimensions, namely identity characteristics, contract performance ability, and credit history. , personal connections, behavioral preferences; everyone can consider this when improving Zhima Credit.

What should I do if I apply for a credit card at Sesame Branch? Super complete guide is here!

Nowadays, getting a credit card is not because of lack of money, but because a bank credit card not only has a beautiful card face, but also has super attractive discounts! Nowadays, there are many ways and channels to apply for a credit card, and it is becoming more and more convenient. But you know what? The omnipotent Zhima Fen can also apply for a credit card. What should I do if I apply for a credit card at Zhima Fen in 2018? Here is a comprehensive guide.

Many banks provide ways to apply for credit cards with Zhima Credit. We take China Everbright Bank as an example. The specific application process is as follows:

1. Open the Alipay app - "Zhima Credit" - " "Credit Life", on the page that opens, you can see a quick card application, and there is Everbright Credit Card below, prompting to add Internet + credit assessment.

2. Click to enter the Everbright Credit Card application page, click the "Try Now" button, and you will be redirected to the online application - Everbright Credit Card page.

3. Select the card type you want, click Apply, fill in the relevant information, and after reading the consent agreement, there is a prompt to check the Sesame Credit Score, select Agree, and click Next to apply.

4. Apply for a credit card with Sesame. You can apply for the card within 24 hours at the earliest, and you will get a 50 yuan bonus for the first payment.

Notes:

1. When applying for a credit card, Zhima points are only used as a reference. Whether the card can be successfully approved depends on the bank's comprehensive evaluation. Only those who meet the qualifications can Can.

2. After applying, the bank will notify you via SMS whether it is approved or not. However, the amount applied for does not mean that the higher the score, the higher the amount will be. It is subject to the bank's approval result.

This is the introduction to "How to apply for a credit card with Zhima Fen". I hope it will be helpful to everyone after reading it. Don't let your Zhima Fen idle, go and get your credit card. !

Is it worth paying for a credit card? A small score goes a long way

When applying for a credit card, banks usually conduct a comprehensive assessment of the applicant's credit conditions and decide whether to apply for the card based on the final score. However, some friends have encountered situations where Zhima Credit has been authorized when applying for a credit card. So, does this mean that applying for a credit card also depends on Zhima Credit? Let’s take a look below.

Is it worth paying for a credit card?

We all know that Sesame Credit is Alipay’s credit scoring system, which scores users from five dimensions: credit history, behavioral preferences, contract performance capabilities, identity traits, and personal connections.

According to different scores, users will be provided with corresponding rights and interests.

Credit cards are bank products and seem to have nothing to do with Sesame. However, many banks have settled in Alipay Life Account, and users can apply for a card online by following the bank’s Alipay Life Account. To apply for a credit card through this channel, you need to authorize Zhima Credit, and there are requirements for Zhima points, which must be at least 600 points.

So, whether to apply for a credit card depends on the sesame points, depending on the card application channel.

So, what are the benefits?

The biggest advantage is that it can quickly approve the card, and the approved credit limit will be relatively high.

Many card friends have personally tested it and applied for Minsheng Credit Card through Alipay Life Account. Within 5 minutes of submitting the application, the card approval result came out. The limit was actually 10,000 yuan. The important thing is that they are white. I have never applied for a card, and the bank let me go without even making a review call. It’s really amazing.

In fact, this is easy to understand. Although the bank cannot find any useful information when checking Baihu’s credit, you can learn about the applicant’s spending power, repayment ability, etc. from Sesame Credit, which can be used as a basis for card approval. Reference factors, so the higher the Sesame score, the easier it will be to approve the card and the limit will not be too low.

Can Zhima Credit apply for a credit card?

Zhima Credit can apply for a credit card. Many banks have cooperated with Alipay, such as Everbright, Minsheng, Pudong Development, Guangfa, Industrial, etc. Users can Apply for credit cards from these banks on Alipay.

After the applicant submits the application, the bank will check the applicant's Zhima Credit Score, and then decide whether to approve the card and the limit size based on the credit rating of the applicant's Zhima Credit Score.

Of course, Sesame Credit Score is not the only criterion for evaluating applicants. Credit cards applied for through Alipay will be reviewed with reference to Zhima Credit Score, but the overall review is based on a comprehensive assessment based on the application materials submitted by the applicant to the bank and other relevant circumstances. In other words, Sesame Credit is not the only criterion for credit card review, but will only be used as a reference.

How to apply for a bank credit card with Zhima Credit Score

1. Click the Alipay icon on the mobile phone desktop to enter Alipay, find the My Bank Card button on the menu and click to open it to proceed to the next step. .

2. After entering the My Bank Card page, find the Apply for Credit Card button at the bottom and click to open to proceed to the next step.

3. Enter the application page, click the Apply Now button to open and proceed to the next step.

4. After entering the page, you need to check and agree to the Sesame Credit Activation Authorization Agreement and Alipay Quick Payment Agreement, and click the Apply Now button at the bottom of the menu to proceed to the next step.

5. After entering the mobile phone number to receive the verification code, fill in the verification code, click the Submit Application button, and proceed to the next step.

6. After confirming that the authorization is successful, you can click the submit button in the menu to enter the steps of filling in the credit card application information.

7. According to the system prompts, first fill in the basic information such as name, ID number, mobile phone number, etc., and then click Next.

8. After continuing to fill in the contact information, billing address and other information required for credit card application, click Next.

9. After all the filling is completed, the system will send the information page again for verification; if no filling errors are found, you can click the Submit Application Information button to proceed to the next step.

10. When the system processing is completed and a message congratulating you on a successful application appears, it means that the online credit card application is completed.

This is the end of the introduction to Sesame Credit Card, Sesame Credit Card and credit card. Have you found the information you need?