1, what is the rate of pos machines?
(Now the credit card rate is 0.55~0.69, and the normal rate is 0.6 without 3; Scan code rate 0.38)
2. When will the credit card arrive?
Credit card arrival time: T0, the second arrival. This method of arrival is applicable to all credit cards.
T 1, arrive on the second working day;
D0, arrive on the same day;
D 1, arrive the next day;
3. Is there a deposit or a frozen deposit? Yes, can I return it? How can I pay you back?
At present, the competition in pos machine market is very fierce. There are many kinds of pos machines, some with deposits and some without deposits. Please say hello before installing them. Personal installation of the mainstream pos machine, no deposit, no frozen money.
Some machines with special functions will have a deposit or freeze the deposit, some can be fully refunded, and some can only be partially refunded. This must be made clear to the person who installed the machine and the evidence must be kept. Because the money is directly returned to the payment agent's account, not to your card, when you meet the requirements, the payment company has already returned the money to them. You can directly ask the person who helped you install the machine (you can skip this money if you don't want it).
Other rolling merchants (as long as you are an individual registered machine, all machines are rolling merchants), such as cleaning machines and code skipping, all machines are the same.
As long as there is a business license of a formal payment company, pos machines are safe, but each trading company and agent are different.
First of all, it doesn't matter whether the pos machine is safe. The salesman is just an agent. It depends on whether the brand pos machine given to you by the salesman has paid the license plate. As long as it is a plain code pos machine with a payment license, you can use it with confidence.
And why do so many bank salesmen send pos machines to credit cards?
You must understand this. Generally, the pos machines sent by credit card salesmen are not from banks. Banks don't issue pos machines without payment licenses. The bank's pos machine is also a large pos machine of a third-party payment company, which is not suitable for individuals to cash out. Therefore, general salesmen are acting as agents for pos machines of third-party payment institutions, and POS machines on the market are also owned by third-party payment companies. The promotion of pos machines is basically agents and agency companies, so the pos machines in their hands can generally be used with confidence.
In fact, the credit card salesman is the most suitable person to act as an agent for pos machines. Every time they apply for a card, they will recommend pos machines to customers. The success rate is extremely high, which is much stronger than that of other industry channels. Because most credit cards need to be cashed out now, cashing out credit cards is the cheapest turnover method in the current situation of tight funds, so pos machines are also very popular among the whole people. Even if the bank regulations do not allow it, there are still many salesmen who secretly++represent pos machines, and each card only charges tens of dollars. As long as the customer swipes the card, the money earned is equivalent to several cards. Isn't the salesman who doesn't make this money a fool?
The main question is whether the pos machine sent is safe, and the pos machine is definitely safe.
But why do credit card salesmen send pos machines? This is another question. First of all, the pos machine is not sent by the bank, and it is illegal or illegal for the bank to set the pos machine now. After all, credit cards can only be used as a normal consumption function and cannot be cashed out.
Moreover, the pos machine sent by the salesman should be the agent of pos sales, because there is a certain handling fee for cashing pos machines, which is the source of money for pos machines. The cashing fee is not high, about 6/ 1000, and it is about 654.38+10000 yuan in 60 yuan.
It is precisely because the handling fee is not high and the cash-out cost is low that many people are willing to cash out with a pos machine, realizing the operation that credit cards can not only be consumed, but also be cashed out. Many people cash out credit cards to repay loans.
Of course, salesmen who should apply for credit cards also have some income. After all, it is made by the salesman, and it can also be used as other income of the salesman, that is, to earn extra money.
Therefore, in fact, the pos machine itself does not have unsafe functions. Let's just say it's not allowed to stand in the bank's perspective.
Above.
You'd better not. This is a real scam. Some of these tricks will say that in order to apply for a high-value credit card, pos must be activated here. In fact, card sellers can't sell pos. The rate of Taikeng was normal one month ago, and later it was found to be a big pit. Better not. You have to brush the activation fee, saying that the activation fee for 3 months will be reversed! It's better to find friends you are familiar with, and the activation fee will be waived for you. Brush tap water for a month at ordinary times. It is illegal to push pos by credit card.
It has nothing to do with who did it. The main problems are machines and platforms. If it is the second cleaning machine, it will be a loss. If it is Qing Er's platform, it is also a financial loss. There is also the personal problem of this salesman, and it is also a financial loss to make a transformation machine. So try to apply for an authorized machine with a payment license. Because the regular machine needs UnionPay certification, safety equipment and self-destruction function, it also saves the transformation of the machine.
If it is really a push machine, it is basically safe, as long as it is confirmed to be genuine, there is no problem, but attention should be paid to the kind modified by irrigation merchants.
It is recommended to observe for a period of time.
See which payment company it belongs to first. Did you hand in the license plate? What is the reputation of this payment company?
Everyone should know that the bank card department has no pos business. Many people think that the machine sent by the bank card department is very good and stable, and there is no necessary relationship between the two.
Pos machine is a++ for card clerk. When it comes to security, the credit card reader is worried about the cost of the machine, whether the money can be paid or not, and whether the machine is cleared. It depends on whether the brand they pushed to you has handed in the license plate. You can check this yourself. As long as you have a license plate, you don't have to worry about receiving the account as soon as you clear the machine.
Now people who push machines at home are basically safer, unlike those who can't see people driving trains. Moreover, they are inside the bank, and they are more afraid than you to complain about anything.
Cost problem, now more pos scam is to cheat the deposit or activation fee. So ask how much the deposit is. How is it exempted? How long can I return it after deduction? What is the deadline? Or just boot it for free.
Free delivery of 0.5+3 pos (wool machine, mainly to reduce the cost of large machines), in addition to the current industry's best supporting large paper pos, 0.55, 0.38 seconds to the account, no cash withdrawal fee, hand brush, can achieve 0 fee. They are all clean chickens. Big machines have schedules, match mcc, and there are no businesses with zero rates.
You can see if he is really a bank card salesman, and he can really take out his work number. The pos machine belongs to a three-party payment company, depending on what brand of pos machine you use.