Hello, you can pay back when you go abroad. If you apply for online banking, you can transfer money through online banking to credit card for repayment. Or you can open the credit card automatic repayment function. After setting the automatic repayment function, our bank will automatically transfer the repayment from the "one-card" current account of China Merchants Bank designated by you to your credit card between 17: 00 and 24: 00 every month. You can choose full repayment or minimum repayment. After you have a smart card, you can activate this function in our mobile banking, online banking or service hotline voice, and the activation or modification settings will take effect the next day. (except corporate bond business card)

I suggest you contact our credit card customer service first to give feedback about your situation.