There are several reasons

1. The number of credit card installments exceeds: Many people may not know that there is a limit to the number of installments for credit card bills. Different banks have different limits on the number of installments for credit card bills. Differently, some banks can only apply for one installment in one billing day, such as China Construction Bank, and some banks can only apply for one billing installment within three months, such as Ping An Bank.

2. The credit card has an overdue record: Banks attach great importance to the credit card holders. If your credit card has an overdue record, your application for bill installment is likely to be rejected.

3. The amount applied for bill installment is greater than the available limit: If your credit card’s available limit is only 5,000 yuan, and the amount you apply for bill installment is 6,000 yuan, the amount applied for bill installment is greater than the available credit limit. , in this case, the application for bill installment will generally be rejected.