Personal credit investigation institutions are institutions that collect, sort out and manage personal credit information, and evaluate and record personal credit records according to the credit information provided by financial institutions such as banks, credit cards and consumer finance. If the borrower's overdue record is reported to the credit reporting agency, it will adversely affect the borrower's credit record, which may lead to the borrower's difficulties in future loans and credit cards.
Therefore, if the borrower is in the loans overdue state of Baiqian Finance, it is suggested to contact Baiqian Finance as soon as possible, actively negotiate repayment matters, and avoid reporting overdue records to credit reporting agencies. At the same time, borrowers should also pay attention to their borrowing ability to avoid repayment difficulties caused by excessive borrowing.
What is Baiqian Finance?
Baiqian Finance is the abbreviation of Shenzhen Baiqian Financial Services Co., Ltd., which was established on February 30, 20 13. Its business scope covers system application management and maintenance, information technology support management, back-office services of banks and financial institutions, financial settlement, software development and data processing.