The CITIC Credit Card card checking stage means that you have now been approved, and then wait for the bank to print and issue the card, and then activate it according to the credit card instructions received.

CITIC Credit Card review process: 1. Personal information review: You need to carefully fill in your personal information and provide your identity document for review. The next review will only be carried out after the review is correct. 2. Review of personal assets: You need to present your bank statements and credit property certificates, including your driving book, real estate certificate, etc. 3. Personal credit report review: If you have a credit card overdue record recently, it may affect the credit card loan limit. If the circumstances are serious, the bank will not agree to issue the credit card. When you apply for a card for the first time and fill it out online, you will usually call your mobile phone the next day to check the information, company name, department name, company address and other questions. If the answers are correct, you will be notified by text message for an interview within an hour, and then the teller will ask again. Just ask the question once, scan your ID card, and take a photo and you’re all set. Usually there will be information about the approval in the evening, and then you will have to wait two to three days to receive the card.

Let’s talk about the advantages and disadvantages of CITIC. First of all, advantage one: CITIC Bank credit card can be applied for regardless of any qualifications. Anyone with a white account, a pure account, a bad credit record, or an overdue credit card can apply. Advantage 2: The efficiency of online application is very fast, and the application rate is very high. As long as the information is consistent, the probability of application is over 90%.

Advantage 3: There are many co-branded cards, and the space for choice is very large. There are co-branded cards with almost all platforms, and there are also many loans behind them. Disadvantages: The number of outlets is relatively small. They are generally available in first- and second-tier cities but not in small counties, so it is difficult to apply. There are four main application channels for China CITIC Bank: 1. Offline counter application, which is generally suitable for those with better qualifications, no blacklist, no bad records, and CITIC Bank loans, CITIC Bank financial management, and CITIC Bank have a history of turnover , this kind is the best. 2. Ask a card clerk to apply at your door. This method is suitable for those who have a job. You must have an employer where you work. If you work in packaging, it is not suitable to apply this way. The card clerk who comes to apply for the card can take photos of the company. If you have photos, you will basically not be given any return calls. Moreover, the probability of approval is high and the credit limit will be high. 3. Official website and client; suitable for applying to customers. If you can submit proof of your financial resources, the success rate of card application will be very high. 4. Third-party channels: There are many channels for this, such as Alipay, Taobao, WeChat, etc.