During the validity period, CCB Global Hot Purchase Credit Card is free of annual fee, but hot purchase credit card is free of annual fee, which is divided into gold card and platinum card according to different grades. The annual fee for the gold card is 160 yuan/card/year, and the annual fee for the current year is reduced by swiping the card or withdrawing cash (unlimited amount) three times a year. Platinum card annual fee 580 yuan/card/year, supplementary card 300 yuan. If you spend 10 cash (unlimited amount) by credit card every year, the annual fee for that year will be exempted. Online transactions, telephone authorization, physical store credit cards, and cash withdrawals are also counted as consumption.