Current location - Trademark Inquiry Complete Network - Overdue credit card - What's the difference between ABC's credit card, debit card and quasi-credit card?
What's the difference between ABC's credit card, debit card and quasi-credit card?
The difference between the three is that debit cards can't be overdrawn, deposits earn interest, and credit cards, including credit cards and quasi-credit cards, can be overdrawn, but credit cards can be overdrawn first without directly depositing money into the cards, and quasi-credit cards need to deposit a certain amount. Compared with credit cards, quasi-credit cards do not enjoy the interest-free repayment period of overdraft consumption and generate interest. Credit cards enjoy an interest-free repayment period of at least 20 days and at most 56 days.

Usually called debit card, also called savings card, you can't overdraw. You can withdraw as much as you deposit, which will generate deposit interest. However, it is not interest-bearing to deposit more with a credit card.

Compared with debit card, credit card is a familiar credit card at present. For/kloc-people over 0/8 years old and under 60 years old who have a stable income and need a work unit, in addition to filling out the bank form, they must also submit their identity certificates, work certificates and economic certificates before applying.

After filling it out, copy the relevant documents and hand them over to the bank outlets or mail them to the card centers of various banks. Generally speaking, it is faster to pick up cards at the card center where all banks are located.

Compared with debit cards, credit cards can be used for interest-free loans, overdrafts and interest-free periods. This is the biggest advantage, but the disadvantage is that I am not interested in saving money by credit card.

Quasi-credit cards and credit cards belong to the category of credit cards. There is no interest-free period for quasi-credit card overdraft, so you should deposit some corresponding deposits in the quasi-credit card.

Editor Baker!