The credit card cash advance limit is mainly based on the cardholder's credit card limit, which is generally close to 65,438+000% of the cardholder's credit limit. The application amount must be an integer multiple of 100 yuan, with the minimum 500 yuan and the maximum credit card limit, and the accumulated amount should not exceed 50,000 yuan.
Extended reading introduction! The best three credit cards of CCB!
We further understand that there is another great advantage of borrowing cash in advance by credit card, that is, it does not charge interest, and it can be repaid in installments, and only needs to pay a certain handling fee. Cardholders can apply for repayment in three installments, six installments, 12 installment and 24 installments, and the handling fees are 2.4%, 4.2%, 7.8% and 15% respectively. Flexible and convenient, a variety of choices.
User comments: Why do so many people love CCB credit cards?
Take the citizen Miss Zhang as an example. Her credit card limit is 30 thousand yuan. She borrowed 24,000 yuan in cash from her credit card and paid it back in six installments (six months). Two working days after the application, her savings card account received 24,000 yuan. Then in the first phase, the principal she wants to pay back is 24,000 ÷ 6 = 4,000 yuan, and the handling fee is also 24,000× 4.2% =1008 yuan, that is, the total repayment in the current month is 5,008 yuan. From the second month to the sixth month, she only needs to pay back 4000 yuan every month.
The first gift from a new customer of CCB! Awesome!