After the "Automatic Repayment of Foreign Exchange" function is successfully set on the credit card, the US dollar bill generated by you can be repaid in RMB, and the RMB money deposited in the credit card will be preferentially used for purchasing foreign exchange to repay the US dollar bill (there is no need to pay any fees for repaying foreign exchange). The exchange rate for purchasing foreign exchange is the exchange rate announced at 10 on the morning of repayment date. You can choose to purchase foreign exchange in full or with the minimum repayment amount (if you choose to purchase foreign exchange with the minimum repayment amount, you will generate full interest due to non-repayment). Warm reminder: RMB consumption cannot be repaid in US dollars.

You can repay the US dollar bill through the following channels, but only accept the transfer from the US dollar cash account and comply with the relevant regulations of the State Administration of Foreign Exchange.

1. Log in to the online banking popular edition/professional edition, and enter the debit card interface for transfer and repayment. Please click: log in to online banking.

2. Call the 95555 service hotline and press 1 to enter the self-service voice service. After verifying the card number and password of a card, press 1 to enter the account for inquiry and transfer, and then press 3 to enter the self-service transfer. 3.

If you have a "one-card" of China Merchants Bank, you can also transfer money to repay your credit card account at the counter. No formalities are needed.