How to distinguish the credit card grade of Minsheng Bank
Look at the color of the credit card limit, silver is a platinum card and gold is a gold card.
1. Minsheng Car Credit Card
This owner's card is a product with bright spots in Minsheng Bank in recent two years, and the bright spots are mainly in the aspect of refueling concessions, and the credit card consumption can be refunded.
The card is divided into gold card, standard platinum card, luxury platinum card and diamond card, and the rules for returning the fuel money are as follows:
If the gold card spends more than 1,5 yuan per month, it will be returned with 5% of the fuel money spent in that month, with a monthly ceiling of 5 yuan;
if the standard platinum card consumes more than 2,5 yuan per month, it will be refunded with 8% of the fuel consumption in that month, with a monthly ceiling of 1 yuan;
If the luxury platinum card consumes over 3, yuan per month, it will be refunded with 15% of the fuel consumption in that month, with a monthly ceiling of 2 yuan;
if the diamond gold card consumes over 6,5 yuan per month, it will be refunded with 1% of the fuel consumption in that month, with a monthly ceiling of 5 yuan.
2. Minsheng Women's Flower Credit Card
This credit card is the drop-dead gorgeous of people's livelihood, and the majority of female friends will prefer this credit card. Minsheng Women's Flower Credit Card not only looks good, but also has special-shaped cards. It can be said that we have made great efforts in the face value. It is meaningless to look good and useless. Let's look at the rights and interests of this card first.
Enjoy double points exclusively on Thursdays: On Thursdays, Minsheng Women's Flower Credit Card holders enjoy double points for all countable points consumption on that day. This double points regardless of consumption type, as long as you count points, you can enjoy double, you can brush without brains, and there are still some bright spots to be found.
Full gift: From now until July 31, 217, if you hold a women's flower card, you will spend over 3 99 yuan points every month, and you will receive a maximum 12 yuan mask gift every month.
card application: from now until July 31, 217, the main cardholder who successfully applied for the first time for the Women's Flower Credit Card will receive a free gift of 1, yuan after activating the card.
(Both the full gift and the card application gift are directed at female users, so most male friends should either give them to their wives and girlfriends, or wash and sleep, and neither the card face nor the rights and interests are suitable for male users ~)
3. Minsheng All-currency Credit Card
The main card is 3 yuan/year, and the supplementary card is 15 yuan/year, and the annual fee is free in the first year. In that year, the RMB/US dollar account was fully spent.
Extended information:
The highest level card in a credit card is an unlimited card, which is also called a black gold card because the color of the card is usually black.
CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.
a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Reference: Credit Card Baidu Encyclopedia
I want to ask what kind of credit card is good for Minsheng Credit Card
If you want to apply for Minsheng Credit Card, the choice of which credit card is better actually depends on your card application needs and repayment ability.
in addition, the varieties of Minsheng bank card are:
1. Ordinary card: annual fee of 3-1,, 1, free of charge once in the first year and 8 times in the next year
2. Gold card: annual fee of 1,-5,, free of charge in the first year, full charge of 8 times in the same year, and unlimited amount, free of charge in the next year
3. The annual fee will be waived for 5, yuan in the following year
4. Luxury Platinum Card: 1,-2, yuan in annual fee for 3,6 yuan in the following year
5. Diamond Card: 2,-1 million yuan in annual fee for 1, yuan in annual fee for 2.7 million yuan in the following year
If you are still in doubt, you can go to Minsheng Bank Business Center to consult relevant staff about the application conditions and quota of specific credit cards. In short, you should choose the most suitable credit card type according to your own needs.
Minsheng credit cards are pretty good. If you want a high amount, you can apply for a platinum card or a diamond card. If you want to buy online or have other needs, you can apply for a corresponding card.
For more information about what kind of Minsheng Credit Card is good, go to: See more
Which Minsheng Credit Card is worth doing? Recommend several entry-level livelihood cards!
The credit card of China Minsheng Bank is not prominent among many banks, which is not as famous as China Merchants Bank, nor as active as Pudong Development Bank.
But the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.
1. Basic knowledge
1. Minsheng credit card account consolidation, just like China Merchants Bank, even if you apply for 1 Minsheng credit cards, there is only one account, only one bill will be issued, and the repayment will only be returned to any card.
The advantage of account merging is that it won't pollute the personal newspaper, as all the old drivers who took part in the Minsheng UnionPay 62 activity for several months at the end of last year know.
2. Minsheng Credit Card basically has no points for online payment, while offline payment has points for most life scenarios.
note that there is no score for refueling MCC.
Minsheng credit card points are usually valid for 3 years.
3. Minsheng Credit Card ranks in turn as Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, Express Centurion Platinum Card, Diamond Card, Unlimited Card and Express Centurion Black Gold Card.
gold card: every year in 3 yuan, if you spend a sum within two months after issuing the card, you will be exempted from the first year, and if you swipe your card for 5 or 1 times, you will be exempted from the annual fee for the following year;
standard platinum card: every year in 6 yuan, if you spend one sum within two months after issuing the card, you will be exempted from the first year. In that year, you can accumulate 18 points or 5, yuan, and you will be exempted from the annual fee for the following year.
luxury platinum and above are rigid annual fees.
2. Some entry-level credit cards
1. Minsheng in Card
This is Hua Dan, the master of people's livelihood, and he is indispensable for any activity.
main activities: 1 points to grab a Starbucks mug electronic coupon.
the activity is valid until September 3th, 217, and there is a 99% chance that it will be renewed.
2. Minsheng Car Card
I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, which has the highest cost performance.
Main activities:
Gold card: if the monthly integral consumption is over 1,5 yuan, you will be given two car washes in 1 yuan, and 5% of the fuel money will be returned (the maximum 5 yuan is 1 yuan);
bidding: if the monthly integral consumption reaches 2,5 yuan, you will be given 4 car washes in 1 yuan, and 8% of the fuel money will be returned (the maximum 1 yuan is 1,25 yuan);
haobai: if the monthly integral consumption reaches 3, yuan, you will be given four car washes in 1 yuan, and 15% of the fuel money will be returned (the highest 2 yuan is 1,335 yuan).
Refueling money is very convenient to collect now. Don't miss it if you have a car.
why is the Minsheng car card so worth recommending?
Because there are no gas stations, 5541, 5542, etc. can participate.
3. Minsheng White Bar Co-branded Card
Main activities:
The activities will last until the end of February 218.
Third, people's livelihood activities
1. People's livelihood activities are the first to promote "People's Livelihood Everyday"
The activities will last until May 2, 218. The most valuable things in people's livelihood every day are food coupons on Friday and movie coupons on Saturday.
2. During the period from September 12th to November 7th, every Tuesday (1:-23:59), Minsheng Credit Card customers bought physical goods in JD.COM Mall (PC and mobile terminal) and successfully made a transaction by using Minsheng Credit Card Jingdong, which reduced 3 yuan for a single transaction over 2 yuan and above, and limited the participation of the first 2, users every day.
each cardholder is limited to one discount per day.
3. During the period from November 14th to January 2nd, every Tuesday (1:-23:59), Minsheng Credit Card customers bought physical goods in JD.COM Mall (PC and mobile terminal) and successfully made a transaction by using Minsheng Credit Card Jingdong, with a single payment of 3 yuan and above reduced to 5 yuan, with the participation of the top 1,5 users per day.
each cardholder is limited to one discount per day.
there are many small activities that I won't list one by one.
what are the three platinum cards for people's livelihood?
There is no such thing as a standard platinum card for people's livelihood. The platinum card for people's livelihood is a bank card launched by China Minsheng Bank. The annual fee of Platinum Card Standard Edition is 6 yuan, with an interest-free period of 2-5 days, and the minimum amount owed should be 1%. Among various card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 1, cards, ranking among the best in China.
1. Minsheng Bank Online Banking
Minsheng Bank Personal Online Banking has achieved 168 sub-functions in 28 services including investment, loan and application, basically covering most functions of the counter except cash deposit and withdrawal. Customers log on to the website of Minsheng Bank through the Internet, so that banking services can be delivered directly to customers' homes, and the needs of investment and financial management can be easily realized without leaving home.
according to the needs of customers' financial services, the variety of personal online banking business is constantly enriched, and real-time payment of large and small amounts enables you to complete the transfer and remittance quickly; The loan business in online banking has added mortgage open account loans and personal self-help revolving loans; The payment business closely related to daily life is also expanding the payment field; Financial investment businesses such as "Qian Shengqian" financial management, electronic treasury bonds, fund investment, foreign exchange trading and safe deposit box service can satisfy customers' convenient and flexible enjoyment of financial life.
2. Benefits of Minsheng Standard Platinum Credit Card:
①. Aviation service: No matter what class of flight seat you take, you can directly enter the VIP lounge of 18 Minsheng Bank airports in China for free, and a special person will handle all the boarding procedures for you. Diamond credit card holders can enjoy exclusive private space in more than 45 airport lounges around the world.
② preferential travel service is guaranteed: as a distinguished guest of Minsheng Platinum Credit Card, we provide you with the most comprehensive and thoughtful travel guarantee from domestic banks. The first ultra-high insurance with a maximum of 8 million yuan will benefit you and your peers.
③ Hotel service: Minsheng Platinum Credit Card VIP line, you can easily book the world's top hotels, bringing you extraordinary privileges such as free broadband, free breakfast, free upgrade, preferential stay and cumulative upgrade!
④ Road rescue: With Minsheng Platinum and Diamond Credit Card, you can enjoy 24-hour nationwide road rescue service, so that you can enjoy unlimited road emergency assistance in nearly 3 cities across the country (excluding Hong Kong, Macau and Taiwan Province for the time being), and truly realize the perfect idea of "one card for the whole world".
⑤. Exclusive routes around the world: As a trapeze, you pay more attention to the quality and quality of flying life. Minsheng platinum and diamond credit cards, especially for you to offer preferential services to many boutique international routes in Europe and the United States.
that's enough for the introduction of Minsheng credit card varieties.