Hello, interest will be charged after you withdraw cash until you pay it off. Credit card cash advances will charge handling fees and interest (including ATMs of our bank or other banks, counters, online banking and telephone cash advances). ): Handling fee: Domestic RMB is calculated as 1 per transaction, with a minimum charge of ￥10/transaction; overseas (including Hong Kong, Macao, and Taiwan) is calculated as 3 per transaction, with a minimum charge of ￥30/transaction or $3/transaction (AE Platinum, Black Gold Overseas minimum $5 per transaction). Interest: Cash advances do not enjoy interest-free repayment. Interest will be charged at a daily interest rate of 0.5% from the transaction date until the settlement date. Compound interest will be charged on a monthly basis. That is, interest accrued in the last month will also be calculated. Example of compound interest on cash advance: If the bill date is the 12th, and you withdraw 2,000 yuan in cash on February 1, the interest will be charged 1 yuan per day. The interest as of February 12 is 12 yuan, then from February 13 Interest will be calculated based on RMB 2012.00 (the day after the bill date). Warm reminder: 1. Only handling fees will be charged for withdrawing multiple deposits from your credit card. 2. There is no charge for just activating the cash advance function. 3. The first cash advance in each natural month for YOUNG Card Youth Edition, GQ co-branded credit card, Weibo Master Card and City Theme Series Gold Card is free of charge (interest will be charged as normal). 4. Cash withdrawals can be made in the same city or in different places, and no inter-bank handling fees are charged.

When issuing a bill, you need to verify your billing date. You can contact your credit card to manually confirm your billing date. You can check the amount of your issued bill one day after the bill date.

If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search the number "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" For consultation, thank you for your attention and support to China Merchants Bank!