What is parking space installment business? ?
Credit card parking space installment plan means that the applicant purchases a parking space from a property that has parking space installment cooperation with various banks, and applies for the credit card parking space installment business from our bank. Our bank will provide a quota for purchasing the parking space based on the applicant's credit status. , applicants only need to bear a certain handling fee to repay the money in monthly installments, which is a credit card installment model that reduces their repayment pressure.
Parking space installment targets:
(1) Over 18 years old, loan period + borrower’s age? 65 years old;
(2) Chinese citizens, excluding Hong Kong, Macao and Taiwan;
(3) Work or live in the area covered by our bank outlets;
(4) The owner of the building where the parking space is located or his spouse.
Parking space installment scope:
Parking spaces of developers or property companies that have signed a cooperative relationship with our bank and have parking space operation and sales qualifications, and parking spaces that are transferred to natural persons for the first time ( or garage).
The number of parking space installments:
The number of parking space installments that customers can choose include 12, 24, 36, 48, 60, 72 and 120 phases.
Parking space installment amount:
The maximum parking space installment principal shall not exceed 1 million yuan, which is subject to actual bank approval.
Instalment fee payment for parking spaces:
The installment fee payment methods that customers can choose include: one-time payment of handling fee and installment payment of handling fee. The handling fee for parking space installment is subject to the specific contract agreement.
The repayment method of parking space installment:
After the customer successfully applies for the parking space installment, the installment principal will be spread evenly according to the number of installments and the repayment will be monthly. The 15th of each month is the billing day, and the 10th of each month is the repayment day.
Parking space installment guarantee method:
The guarantee method for parking space installment business is credit, which is mortgage-free and guarantee-free.
Early repayment of parking spaces in installments:
Customers can repay parking spaces in advance in installments. Parking space installment customers can repay in advance through the self-service operation of our bank’s mobile banking, or they can contact the handling branch for processing.