Canceling a China Merchants Bank credit card can only be handled manually through the service hotline.

When canceling a credit card, you must pay attention to the following points:

1. After canceling the credit card, please cut the magnetic strip of the card. The complete card cannot fall into the hands of others.

2. After canceling the credit card, you can still log in to online banking to view your account information, and the original card can still receive repayments or refunds. Please pay attention to whether the credit card debt has been paid off.

3. If you want to restore your canceled credit card later, you can contact the customer service hotline 4008205555 to apply at any time.

4. No handling fee will be charged for credit card cancellation, and it will not affect the use of other credit cards that have not been cancelled.

Extended information:

Cancellation related instructions:

1. Regarding cancellation and repayment: When canceling a China Merchants Bank credit card, all unpaid installment debts in the credit card will be cancelled. The amount will be deemed due, and the principal cardholder and all supplementary cardholders need to pay off all outstanding balances at once.

2. Regarding the overpayment fee: If there is an overpayment in the card (referring to the overpaid funds when the credit card customer repays or the funds deposited in the credit card account), the cardholder must formally Before canceling the account, withdraw the electronic cash account balance through the counter of China Merchants Bank branch or ATM until the card balance reaches zero.

3. Regarding points: After the China Merchants Bank credit card is canceled, the points will be reset to zero. If you have points on your credit card and want to cancel it, it is recommended to redeem the points on your credit card first, or transfer them to other credit cards in the same group, and then cancel the card. If you apply for a CMB credit card within 45 days after canceling the card, points will be automatically accumulated to the new card account.

4. Regarding re-application: After canceling the China Merchants Bank credit card, if you need to apply for a credit card again, it is recommended that you wait 3-6 months before applying.

5. Regarding credit reporting: Canceling a China Merchants Bank credit card will generally not have an impact on personal credit. Only overdue repayments on the credit card will force the bank to cancel the card or some incorrect usage methods during the use of the credit card, such as cashing out, Malicious overdrafts, etc. will have an impact on personal credit.

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