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Is there any risk if the credit card is not used after activation?
If enabled, please use it according to the card rules of the issuing bank. If the credit card is opened, you will have to pay an annual fee if you don't use it. There is an annual fee for credit cards, but generally Jinpu cards have an annual fee reduction policy, which requires the number of swipes per year, usually five to six times a year. Most banks don't require the amount of each credit card and the annual consumption amount, as long as they specify the number of credit cards according to the requirements of the issuing bank. So there will be no annual fee. Finally, if it's really inconvenient or you don't want to use it, just cancel the customer service phone number on the back of the punch card. There will be no charge after cancellation.