China Merchants Bank has many types of credit cards. I saw some netizens on the Internet asking how to apply for a black credit card from China Merchants Bank. I will introduce it to you and tell you the specific application conditions and basic information. I hope it will be helpful to you.

1. China Merchants Bank Credit Card Black Card Application Conditions: Chinese residents, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who are over 18 years old, have full capacity for civil conduct and have good credit can present their valid identity documents Apply to the card issuer for a personal credit card master card. The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. Supplementary card application materials must be confirmed by the primary cardholder's personal signature, customer service call recording, electronic signature, or a method mutually recognized by the cardholder and the card-issuing bank. The main cardholder can apply to cancel the supplementary card at any time.

2. Basic situation of China Merchants Bank’s black credit card. The annual fee for China Merchants Bank’s black credit card is 100 yuan. The annual fee-free policy is unconditionally waived in the first year, and then the annual fee for the next year is waived by swiping the card 6 times, and so on. The cash advance limit is 50% of the credit limit, and the interest-free period is 20 to 50 days. Billing dates: The 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd, and 25th of each month are the billing dates. You can adjust the billing date when you open the card, and you can change it once after half a year. Online payment: After the user activates the online payment function, he or she sets the cumulative consumption limit. When the consumption reaches the limit, it needs to be reset, and the previous accumulation record will be cleared. Installment application: Call China Merchants Bank customer service 400-820-5555 and press 9 to transfer to manual service to apply; the application time is two working days from the day after the bill date of the current period to the due repayment. In fact, the conditions for applying for a China Merchants Bank black credit card are not very strict. The specific amount that can be used depends on the applicant's actual situation. The bank will make a decision based on the information submitted by the applicant. The regulations are relatively flexible.