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Minsheng Credit Card customer service will not allow you to open an account that exceeds the limit.

The over-limit function is turned off, the cardholder behaves abnormally, etc.

1. The over-limit function has been turned off: Minsheng Bank has turned off the over-limit function of the credit card. Contact Minsheng Bank Credit Card Customer Service to find out the specific reasons and request to re-enable the over-limit function.

2. Abnormal cardholder behavior: If there are abnormal behaviors in the use of credit cards, such as cashing out and other bad behaviors, the bank will restrict the credit card functions, including over-limit functions. You must contact Minsheng Bank's credit card customer service to understand the specific reasons and solve the problem before you can activate the over-limit function.