The consequences of overdue credit cards are as follows:

1. The bank credit card banking center will charge a late fee and interest:

1. The late fee will be calculated at 5% of the unpaid minimum amount, and the minimum fee will be 1 yuan or US$ 1

2. At the same time, the bank will charge interest of five ten thousandths of the whole bill every day.

Second, it will affect the credit:

1. If it is overdue within one month, it will be counted as overdue once. As long as it is overdue, even once, it will be more difficult to increase the credit limit;

2. If it is overdue for 3 consecutive times or accumulated for 6 times, there will be a bad credit record, and it will be difficult to get a loan and apply for a credit card in the future;

3. If the overdue period exceeds a certain amount and time, the bank will freeze the credit card.