How much does a monthly installment payment with a Bank of China credit card cost! ? !

Bank of China Credit Card Installment Fee:

Bank of China Credit Card Installment Fee is charged once, and the installment rate corresponding to 3, 6, 9, 12, 18, and 24 installments is 1.95% , 3.6%, 5.4%, 7.2%, 11.7%, 15%;

"Easy Installment Purchase" is an installment payment method specially customized by Bank of China for credit card holders: you only need to spend a certain amount , and call the 24-hour service hotline before the designated date to apply for converting ordinary consumption into installment payment.

Easy installment purchase·Consumption installment:

If you call from the transaction date to 2 days before the latest bill date, you can apply for a single ordinary card payment of more than 600 yuan (inclusive). Transaction converted to amortization.

Easy installment purchase·Bill installment:

If you call from the bill date to 2 days before the current bill payment date, you can apply to convert the new RMB credit card consumption amount of the current bill into installments. . The amount applied for bill installment for each bill must be an integer, with a minimum of RMB 1,000 and a maximum of no more than 90% of the total new card consumption in the current bill (excluding cash advances, installment transactions and other transactions designated by the Bank).

The average handling fee is 0.6% per month.

What are the monthly and annual fees for ICBC credit cards?

There is no monthly fee for a credit card, only an annual fee. Each bank has different types of cards with different annual fees. Generally, if a normal card is swiped more than 6 times a year, the annual fee will be waived.

How much is the monthly fee after using the credit card?

Domestic cash withdrawal: (1) Less than 5,500 yuan: 0.5% of the transaction amount, minimum 10 yuan per transaction. No interest. (2) 5,500 yuan to 7,500 yuan: handling fee: 5,500.

The method of collecting credit card installment fees depends on the bank. Different banks have different charging rules. Some banks charge monthly fees, and some banks charge them all at once. The handling fees for bank credit card cash withdrawals are as follows: 1. Bank of Communications credit card cash withdrawal handling fees.

How much is the monthly card fee for a credit card?

Are you asking about the annual fee for a credit card? Due to different banks and different card types, the annual fees incurred are also different. Usually, credit cards are divided into three types: regular card, gold card and platinum card. Annual fees also range from a few hundred yuan to several thousand yuan. Therefore, when applying for a credit card, users can consult the bank in advance.

In order to encourage users to apply for credit cards, many banks have launched annual fee exemption activities. Generally speaking, after applying for a credit card, the annual fee is waived for the first year. If the card is swiped the number of times specified by the bank, the annual fee for the next year will also be waived. At the same time, users will also generate corresponding points when swiping their cards. After the points reach a certain amount, you can go to the points mall to redeem related gifts, which is very practical.

As for the annual fee of a credit card, everyone needs to pay attention to the fact that after the credit card is activated, the annual fee will be charged regardless of whether the user swipes the card (except for annual fee-free activities). Therefore, it is best not to activate it if the user is not going to use it for the time being. Of course, there may be some special circumstances. For example, high-end cards from some banks may incur annual fees even if they are not activated. Therefore, users should also pay attention to this aspect when applying for a credit card, so as not to have a greater impact on their credit.

How much do you have to pay every month if you open a credit card? Or every year?

If you apply for a China Merchants Bank credit card, the annual fee is: ￥100 yuan/year for a regular card and ￥300 yuan/year for a gold card. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period below the credit card, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card (except for some cards), the first-year annual fee will be waived or waived by the China Merchants Bank credit card or its partners in advance for you. The annual fee will be waived within one full year of your card's validity (from the date of card issuance, not a natural year). If you spend 6 times with the card (no limit on amount or form), the annual fee of the card for the following year will be reduced. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.

How much does a Bank of China credit card need to be paid to Bank of China every month?

The relevant charging standards for Bank of China credit cards can be found on the official website of Bank of China ()--Convenient Services--Service Prices. Make an inquiry.

The above content is for your reference, please refer to actual business regulations.

That’s it for the introduction to the monthly credit card fees.