You can withdraw cash with Agricultural Bank of China credit card, but there are handling fees and interest.

1. Agricultural Bank of China credit card cash withdrawal handling fee

(1) Domestic bank: 1 of the cash withdrawal amount, minimum RMB 1 yuan/transaction

(2) Domestic other banks: 1.2 yuan of cash withdrawal amount, minimum RMB 3 yuan/transaction

(3) Overseas (UnionPay network): 1.12 yuan of cash withdrawal amount

(4) Overseas (Non-bank network): 3% of the cash withdrawal amount, minimum USD 3/transaction (or equivalent in other foreign currencies)

2. Agricultural Bank of China credit card cash withdrawal interest

Agricultural Bank of China credit card cash withdrawals cannot be enjoyed During the interest-free period, interest will be charged at a daily interest rate of 5/10,000 from the date of the overdraft withdrawal transaction, and compound interest will be calculated on a monthly basis.

Extended information:

Agricultural Bank of China credit card overdraft limit:

1. The maximum overdraft limit of Agricultural Bank of China credit card personal card is 50,000 yuan (including the equivalent in foreign currencies) ).

2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.

3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000, and the maximum overdraft credit limit is RMB 1 million.

4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3, and the overdraft limit does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.

The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying. For example, personal income, real estate, vehicles, and personal work nature can be used as supporting materials to apply for a credit card, thereby limiting the upper limit of the credit card.

The overdraft limit of the same credit card will continue to increase as the cardholder uses the credit card, and the overdraft limit will automatically increase within half a year or one year.

Baidu Encyclopedia-Agricultural Bank of China Credit Card