The credit card has been credited, which means that the consumption has been confirmed and credited to your credit card account balance. This usually happens after you buy goods or services with a credit card, and the merchant has sent confirmation information to your credit card account through the credit card institution. Once your credit card is credited, you need to repay the arrears before the repayment date to avoid high interest and fines.

A credit card account is different from a credit card bill. Even if your credit card bill is not overdue, the consumption is already included in your credit card account balance. Especially when you spend before the credit card bill expires, this consumption may have been included in your account balance in the next billing cycle. When making credit card consumption, you should pay close attention to the balance of your credit card account to ensure that you will not exceed the credit limit.

The entry of credit cards also means that you may have begun to be interested. If you don't pay off the debt before the repayment date, you may have to pay high interest. In addition, if your credit card has any fines or late fees, these fees will also be included in your account balance. In order to avoid this situation, you should always check your credit card account and pay off the arrears before the repayment date. This will ensure that your credit card has a good credit history and will not be affected by arrears.