2. With the purchase contract and the down payment tax bill, issue a personal income tax payment book in the financial department of the enterprise, keep the copy and the original, and file it after handling the property right certificate;

3. If the real estate registration certificate has been pledged in the bank, you need to go to the bank to issue relevant certificates, and provide the date of issue of the house and the co-owner page, and stamp a copy through the real estate license;

4. Proof of the purchase price issued by the loan bank, and print the monthly repayment flow;

5. After the completion of the property tax step, go to the local taxation bureau for tax refund filing. After the application is completed, just wait for it to arrive.

The above is how to operate the tax refund process for loans to buy a house.

What are the reasons for the refund of housing loans?

1, according to the corresponding requirements of personal income tax, if the annual personal income tax is calculated in accordance with the special additional deduction provisions for housing loan interest, you can apply for housing loan tax refund. When users apply for mortgage tax refund, they must first meet the requirements of paying personal income tax, and then they can apply for tax refund. Second, buyers need to purchase the first set of housing through loans before they can enjoy it;

2. According to the requirements of relevant systems, one year is a tax refund cycle from the first repayment month. Users should immediately apply to the relevant departments for tax refund within the specified time. If you don't apply for tax refund within 3 months after one year, you can't make up the application;

3. To apply for tax refund, you need to prepare corresponding materials, such as the first house, bank mortgage repayment certificate, personal tax payment certificate, etc. After preparing the relevant supporting documents, users can apply for tax refund at the relevant service desk of the local administrative service center. Generally, it is deducted according to the standard of 65438 yuan +02000 yuan per year.

How long will it take for the tax refund to arrive?

Generally speaking, it takes three days for the personal income tax refund to arrive. The arrival time will be different according to the individual's specific situation. After the general tax refund application, there is no problem with the bank card, and the tax refund will arrive soon.

When applying for personal income tax refund, it is necessary to determine whether to apply for tax refund and provide a bank card account for tax refund. Only after verification can the tax refund be received on schedule. This paper is mainly about how to operate the tax refund process of loan to buy a house, and the content is for reference only.