1. after downloading, the user logs in to China merchants bank mobile banking APP.
2. Then select "My" in the lower right corner, and then click "All".
3. Then look for "Credit Card" in "All" and click "I want to get a card".
4. In "I want to apply for a card", there are three channels to apply for a card: recommended card, new customer card and cardholder plus main card, which can be selected according to my own situation.