The credit card of China Bank shows that it can be withdrawn. Why not?
1 Not good at credit reporting.
When the cardholder applies for credit card extension, the Bank of China will check the credit status of the cardholder. If the cardholder's personal credit status is not good, it is difficult to pass the examination.
Have a bad record of using credit cards before.
If the cardholder has a bad record such as overdue when using the card before, or cashes out with the credit card or makes false transactions, it will affect the cash withdrawal with the credit card.
No donation to the bank.
Cardholders' contribution to the bank can increase their comprehensive credit score. For example, a large sum of money was deposited in a bank account in China, and it was kept there for a long time. In addition, through the investment and financial management of China Bank, more bank accounts in China are used.
4 credit card use time is too short
If the cardholder has just applied for a new card and hasn't used it for half a year, the withdrawal application will often not pass, and it usually takes more than half a year to successfully withdraw money.
5 credit cards are used too little.
If the cardholder hardly uses the credit card after handling, or the amount used each time is very low, the bank will think that the cardholder's current amount is enough for consumption, and there is no need to increase the amount.
The time for withdrawing cash from the last credit card was too tight.
If the cardholder just raised the amount last month, it is often impossible to apply again this month. Generally, it takes 3 months or 6 months to apply for withdrawal again.
The above are some contents about cash withdrawal by credit cards in domestic banks. You can pay attention to them.