Since the outbreak in 2020, many people have lost their jobs or are on the verge of unemployment. Especially in the third-and fourth-tier cities, because the cities are small and the economic vitality is not enough, it is more difficult to find opportunities once they are unemployed.

But in this case, the more difficult the economy is, the more valuable the job is. This is what I call a credit card salesman.

Under normal circumstances, the basic salary of credit card promoters is around 3500, plus the performance of applying for cards every month. Generally, each card is approved by 30 yuan. After activation, it will be increased by 100 yuan, and an average of 30 cards can be processed every month. After deducting social security and provident fund, the rest is about 5000. How can I get a monthly salary of tens of thousands?

In fact, as a credit card promoter for one year, basically the basic salary and commission for issuing cards are only a small part of their income, and POS machines account for most of their income. Why do you say that?

Frankly speaking, 89 people in 10 who have credit cards have POS machines. To put it bluntly, why use a POS machine?

After all, everyone has a need for capital turnover. If you use a credit card to withdraw cash directly from the bank, the handling fee is relatively high, but using a POS machine to withdraw cash saves this trouble, and the handling fee is not high, about 6 thousand.

Credit card promoters, the advantage is the first month. Under normal circumstances, every card customer will give them a brand of POS machine and teach them how to cash out. Every time a customer activates a POS machine, there will generally be a first brush fee of 100~200 for the promoters, and there will be a proportional commission for each brush in the future. Although the single return is not much, it is good to accumulate.

In 20 19, I introduced a cousin to a joint-stock bank as a credit card account manager. So far, the average number of new customers is about 40 per month, and four or five hundred POS machines have been launched. Now, except for the salary paid by the bank where the credit card is located, the commission of this POS machine is almost 20,000 per month.

In third-tier cities, those who can reach my cousin's salary should belong to the top part.

Then, is it legal for the credit card account manager to push the POS machine to the customer, breach the contract or encourage cash withdrawal?

Obviously this can't be legal, but the actual situation is like this. Almost all people who do credit card promotion don't push POS machines, otherwise it is difficult to survive on salary alone.

Personally, I think this is a gray area. Banks have bank risk control. According to professional ethics, account managers should not push, but in fact 10 people who apply for credit cards will definitely cash out. If you don't give him a POS machine, he may still take someone else's POS machine to the market to cash out.

I have made it very clear that this profession is right or wrong. As long as people in this industry can persist for more than one year, basically the income behind them can be guaranteed to be long-term income, which is what everyone calls "after-sleep income".

As for those who want to engage in this industry, I would like to give some suggestions:

First, this industry requires academic qualifications, at least junior college or above, and bachelor's degree is better;

Second, if you can choose, try to choose a new joint-stock bank. The risk control of joint-stock banks' card issuance is lower than that of the five major banks, and their business is better;

Third, there must be no problem with your own credit information. Your credit information can't be tainted. For example, small loans are too many or overdue. If you have any problems in this area, you must fix them before going to the interview.

PS: Special reminder, credit card banks must adjust their credit information in this respect, and they can't forge resumes, because they will be reflected in the credit information, and they can't be lucky.

Fourth, don't be too old. Under normal circumstances, it is under 35 years old, and the maximum will not exceed 40. So far, I haven't seen a credit card account manager over 40 years old.

Fifth, this is a long-term process of persistence and accumulation. I want to earn tens of thousands of dollars a month in the first month or two, basically in daydreaming.