The "credit guarantee" service is a service that Bank of Communications provides cardholders registered with the "credit guarantee" service with a short message reminder of bills, a two-day grace period for repayment, exemption from related credit card debts and sympathy allowance in case of accidental death or disability, and belongs to a fee-based service. 3 yuan/Card/Month, once every three months.

The service of "Worry-Free Card Use" is a bank value-added service that Bank of Communications provides cardholders with reminders of consumption and cash withdrawal transactions, reminders of repayment transactions (repayment by counters and self-service equipment) and SMS reminders of transaction failure through SMS, which belongs to paid services. Customers who customize the "worry-free card use" service will be given a 72-hour card loss guarantee service during the service period. 12 yuan/three months/card

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