Personal consumption loan CCB can handle personal consumption loans for customers in need, which can be used for study abroad tuition and living expenses. . Depending on the customer's credit status and loan guarantee method, the maximum loan limit can be up to 2 million yuan, and the loan term can be up to five years.
"Xueyidai" is a special-purpose loan product under China Construction Bank's current personal consumption loan products for individual customers with education financing needs such as studying abroad and high-end on-the-job education. The loan targets are individual customers who have educational consumption financing needs such as studying abroad and high-end on-the-job education. It is used for the tuition and living expenses required for individuals to study abroad or study on-the-job for high-end vocational education such as MBA and MPA. The maximum loan amount for a single household shall not exceed 1 million yuan, and the loan period is "1 year of study time".
For high-end customers, China Construction Bank also provides the "Study Abroad" service, which provides customized designs for children of customers who need to study abroad. It covers the entire study abroad cycle and provides comprehensive solutions for studying abroad. Cooperate with high-quality third-party professional institutions to integrate financial service products, investment and wealth management products, and value-added services such as study abroad planning, including study abroad planning, international flight VIP services, and international emergency assistance. In addition, services such as issuing certificates of deposit, preparing a certain amount of foreign currency cash, handling overseas tuition remittances, and applying for bank cards can all be carried out at CCB outlets.