1. No handling fee is charged. Most banks do not charge handling fee for inter-bank credit card repayment, such as ICBC, China Construction Bank, Agricultural Bank, Bank of Communications, Shanghai Pudong Development Bank and China Everbright Bank.

2. There is a handling fee, and a small number of banks need to charge a handling fee for returning credit cards across banks. When users repay their credit cards, if they charge a handling fee, it will be displayed on the page.