As we all know, after the credit card is successfully processed and obtained, according to personal qualifications, there will be a certain available credit limit in the card. However, the size of the credit card limit is still more important to the cardholder. In case of emergency, credit cards can help a lot. The risk control of Bank of Communications has always been very strict, and it is difficult to apply for a card quota, and occasionally it will be greatly reduced. Many users found that their Bank of Communications credit cards were reduced to 2000. What happened? Here is a brief introduction, hoping to help everyone.

What happened when the credit card of Bank of Communications dropped to 2000?

Generally speaking, the reduction of credit card limit is mostly due to personal reasons such as excessive debt of cardholders, illegal operation of credit cards, overdue credit cards and so on. The Bank of Communications' credit card fee reduction is mainly aimed at those cardholders whose financial situation is poor for a long time.

For example, often empty cards, long-term minimum monthly repayment, and often long-term installment bills. Such cardholders will be judged as long-term high-debt cardholders, and Bank of Communications will reduce the amount of bad funds of such high-debt cardholders. After all, Bank of Communications has always been very strict in controlling risks.

How can users avoid being downgraded?

1, repayment channels are diversified.

2. Try to repay in full every month, but also screen some bills for proper installment.

3, communication payment, electrical appliances, wholesale bottle caps and other large POS brush as little as possible.

4. Avoid code skipping machines and big business opportunities.