1. If you are a customer of HSBC, it is true that you apply for an online loan on the HSBC official website or mobile app. If it is another link, please be careful of fraud and it is best to contact HSBC customer service for confirmation.

2. HSBC is a foreign-funded bank, its full name is The Hongkong and Shanghai Banking Corporation Limited, the Chinese literal translation is "Hong Kong and Shanghai Banking Corporation Limited", the English abbreviation is HSBC, in Chinese The abbreviation is "HSBC", which means "rich remittances".

The Hongkong and Shanghai Banking Corporation Limited is a wholly-owned subsidiary of HSBC Holdings plc. It is a founding member of the HSBC Group and its flagship in the Asia-Pacific region. It is also the largest registered bank in Hong Kong, China, and one of the three largest banks in Hong Kong, China. One of the note-issuing banks (the others are Bank of China (Hong Kong) and Standard Chartered Bank). Headquartered in the HSBC Building, 1 Queen's Road Central, Central, the Hongkong and Shanghai Banking Corporation and its subsidiaries currently have more than 700 branches and offices mainly in the Asia-Pacific region.

3. On April 2, 2007, HSBC Bank (China) Co., Ltd. officially opened. Its head office is located in Shanghai, China. It is a wholly foreign-owned bank wholly owned by The Hongkong and Shanghai Banking Corporation Limited. Its predecessor is The former mainland China branch of The Hongkong and Shanghai Banking Corporation Limited.

In 2014, HSBC China had 135 branches, including 29 branches in Beijing, Shanghai, Guangzhou, Shenzhen, Tianjin, Xiamen, Jinan, Qingdao, Nanjing, Hangzhou, Suzhou, Kunming, Chongqing, Chengdu, Taiyuan, Xi'an, Wuhan, Changsha, Dalian, Hefei, Zhengzhou, Ningbo, Harbin, Shenyang, Dongguan, Tangshan, Wuxi, Yangzhou, Changchun; in addition, in Beijing, Shanghai, Guangzhou, Tianjin, Shenzhen, Xiamen, Chengdu, There are branches in Chongqing, Dalian, Foshan, Zhongshan, Zhuhai, Hangzhou, Suzhou, Wuhan, Xi'an, Ningbo, Huizhou, Jiangmen, Kunshan, Chaozhou, Maoming, Qingyuan, Shantou, Shaoguan, Zhanjiang, Zhaoqing, Yangjiang and Yunfu.

On July 24, 2020, according to the China Banking and Insurance Regulatory Commission website, the Shenzhen Banking and Insurance Regulatory Commission recently issued an approval for the closure of the Shenzhen Longgang Branch of HSBC Bank (China) Co., Ltd. The "Approval" stated that it agreed to the closure of the Shenzhen Longgang Branch of HSBC Bank (China) Co., Ltd.

4. The main business of HSBC branches in China can be divided into two categories:

1. Industrial and Commercial Banking (Corporate Banking), including project loans and real estate loans , import and export bills and bill collection, securities custody and B-share business, foreign exchange fund arrangements, etc.;

2. Retail banking (Retail Banking), such as storage accounts, remittances, travel Checks, credit cards, merchant services and more. HSBC Shanghai Branch also provides customers with real estate mortgage loans and other services.