Credit card overdraft withdrawal and credit card consumption have the same billing date and repayment date, and there is no interest-free period for withdrawal, so repayment should be made as soon as possible. \x0d\ 1。 Credit card withdrawal fee: \x0d\ 1. Handling fee: It depends on the regulations of various banks. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction; \x0d\ 2。 Interest: calculated at the daily interest rate of five ten thousandths. \x0d\ II。 Credit card repayment sequence: \x0d\ 1. Bill for the same period: the repayment order is annual fee, interest, handling fee (installment or cash withdrawal), cash withdrawal principal and credit card consumption principal. That is to say, if the cardholder both swipes the card and withdraws cash in the same billing cycle, the repayment amount will give priority to the repayment of interest, handling fee and cash withdrawal principal, and the remaining amount will be repaid by swiping the card. \x0d\2。 Billing cycle is different: if the withdrawal date falls within the next billing cycle, you need to repay the credit card consumption amount of the previous period first, and then repay the withdrawal interest, handling fee, withdrawal principal and current consumption amount.