Nowadays, credit cards have become an indispensable part of most people. I believe that many people are already familiar with the gameplay of credit cards, but you may not understand the hidden rules of some banks. For example, when using a credit card, you find that your bank has charged you, or your credit card has been restricted from transactions. Why do these situations occur? The reason is simple: your credit card may be subject to bank risk control.

Literally speaking, credit card risk control is to control credit card risks, and credit card risks mainly include: credit risk, fraud risk, special merchant risk, interest rate risk, exchange rate risk, etc.

What will happen if your credit card is subject to risk control?

The performance of risk control on credit cards of different banks varies:

Credit Card Center: If your credit card does not The temporary limit is likely to be controlled by the bank;

Bocom: If your credit card transactions are found to be risky, there is basically no discussion on reducing the limit or blocking the card;

China Everbright Bank: Generally, a warning text message will be sent to the cardholder to indicate that your card is under the control of the bank;

China Construction Bank: If your temporary limit expires and you apply again but are rejected by the bank, basically It's just controlled by the wind.